Therapy Fees & Insurance

At A Space for Change, we understand that starting therapy can come with questions about cost, insurance coverage, and payment options. We strive to make the process feel as transparent, supportive, and straightforward as possible.

We offer online therapy services throughout Florida for women, moms, young adults, and individuals navigating anxiety, emotional overwhelm, burnout, life transitions, postpartum challenges, and relationship stress.

Private Pay Therapy Rates

Katrina Lorenzo, LMFT

$175 per 50-minute individual therapy session

Katrina works with young adult women and men navigating anxiety, emotional burnout, relationship stress, perfectionism, overthinking, and life transitions.

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Dr. Liana Lorenzo-Echeverri, DMFT, LMFT

$175 per 50-minute individual therapy session

Dr. Liana specializes in supporting women and mothers navigating anxiety, motherhood overwhelm, postpartum challenges, emotional exhaustion, and major life transitions.

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Insurance Plans We Accept

We currently accept select insurance plans for eligible therapy services, including:

  • Optum

  • Oscar Health

  • Oxford

  • UnitedHealthcare

  • Aetna

  • Cigna

We are also EAP (Employee Assistance Program) providers for select employer-sponsored mental health programs.

Please note:

  • insurance coverage and eligibility vary by plan

  • not all therapy services may be covered

  • deductibles, copays, authorization requirements, and session limits may apply

  • EAP benefits and authorizations vary depending on employer programs and insurance providers

Because every insurance plan is different, we strongly encourage clients to contact us directly to discuss coverage, eligibility, and scheduling options prior to beginning therapy.

Our team is happy to help guide you through the process and answer any questions you may have.

Out-of-Network Benefits

Depending on your insurance plan, you may also be eligible for out-of-network reimbursement for therapy services.

We recommend contacting your insurance provider directly to ask about:

  • out-of-network mental health benefits

  • deductible requirements

  • reimbursement rates

  • authorization requirements

If you choose to use out-of-network benefits, we can provide you with a receipt (superbill) after each session for you to submit directly to your insurance company. If eligible, the insurance company would then reimburse you directly based on your individual out-of-network coverage and benefits.

We are happy to help answer questions and guide you through the process as best as possible.

Frequently Asked Questions

Do you accept insurance?

Yes. We currently accept select insurance plans including Optum, Oscar Health, Oxford, UnitedHealthcare, Aetna, and Cigna for eligible therapy services.

Do you accept EAP benefits?

Yes. We are EAP providers for select employer-sponsored programs. Coverage and authorization requirements vary depending on your employer plan and provider.

Are all therapy sessions covered by insurance?

Not necessarily. Coverage depends on your individual insurance plan, deductible, authorization requirements, and the specific therapy service being provided.

How do I know if my therapy sessions are covered?

We recommend contacting us directly so we can help guide you through the process. You may also contact your insurance provider to verify your behavioral health benefits and coverage details.

Do you offer online therapy throughout Florida?

Yes. We provide virtual therapy sessions for clients located anywhere in Florida via a secure HIPAA-compliant Telehealth platform.

Getting Started

If you are interested in beginning therapy or have questions about fees, insurance coverage, EAP benefits, or scheduling, we invite you to reach out through our Contact Page.

We know navigating therapy options can sometimes feel overwhelming, and we are here to help make the process feel easier and more supportive.